Providing financial help to families purchasing insurance on the Affordable Care Act Healthcare Marketplace.
Struggling to pay your health insurance premium? We may be able to help.
Silver Access is a DuPage Health Coalition Program that helps pay your Healthcare Marketplace premium. Silver Access is not health insurance. The Health Insurance Marketplace is a government website where you can buy health insurance. You will pay a premium (monthly payment) for your health insurance. Based on income and family size, applicants may qualify for ACA premium assistance up to $150 per person per month.
Do I Qualify?
To qualify, you must meet these guidelines:
- Be able to enroll in health insurance from the Marketplace plan.
- Live in DuPage County, Illinois.
- Be a US Citizen or Legal Permanent Resident.
- Not qualify for Medicaid or Medicare.
- Meet guidelines income guidelines, before taxes (see chart).
2024/2025 Maximum Income Guidelines (before tax)*
| Family Size | Monthly Income | Yearly Income |
|---|---|---|
| 1 | $3,138 | $37,650 |
| 2 | $4,258 | $51,100 |
| 3 | $5,379 | $64,550 |
| 4 | $6,500 | $78,000 |
| 5 | $7,621 | $91,450 |
| 6 | $8,742 | $104,900 |
| 7 | $9,863 | $118,350 |
| 8 | $10,983 | $131,800 |
| Each additional person after 8 | $448 | $5,380 |
Steps to Apply
1. Apply and enroll in Health Insurance from the Healthcare Marketplace at www.healthcare.gov. Click here to make an appointment with a Navigator.
2. Choose a Silver Level Plan from any insurance company available.
3. Use your entire Advanced Premium Tax Credit (APTC).
4. Apply for Silver Access. Click here or click the button on this page titled 2025 Application.
Once approved for Silver Access
Silver Access members will receive up to $150/month per member of premium assistance for the remaining months of 2025.
- Members are responsible for the first one to three months of premium cost. See the chart below for more information.
- If chosen plan is more than $150 per month, member is responsible for the difference per month.
- Silver Access will pay your monthly premium payments directly to the health insurance company.
- Silver Access will not pay your out-of-pocket costs (copays, coinsurance, deductibles, etc.).
- All new members must attend a learning session about health insurance.
| 1 Month of Premium Costs | 2 Months of Premium Costs | 3 Months of Premium Costs | |
|---|---|---|---|
| 0 - 100 % FPL | 101 - 150 % FPL | 151 - 250 % FPL | |
| Family Size | Max. Yearly Income ($) | Max. Yearly Income ($) | Max. Yearly Income ($) |
| 1 | Up to $14,580 | Up to $21,870 | Up to $36,450 |
| 2 | $19,720 | $29,580 | $49,300 |
| 3 | $24,860 | $37,290 | $62,150 |
| 4 | $30,000 | $45,000 | $75,000 |
| 5 | $35,140 | $52,710 | $87,850 |
| 6 | $40,280 | $60,420 | $100,700 |
| Each Additional Person | $5,140 | $7,710 | $12,850 |
Payment Options
Ways to Make Payments
Online: Submit a payment online using a debit or credit card
Mail: Mail check made payable to:
DuPage Health Coalition, 511 Thornhill Dr. Suite C, Carol Stream, IL 60188
In person at our office: 511 Thornhill Drive, Suite C, Carol Stream.
We are ONLY accepting card or check payments (no cash)
Tuesday – Thursday, 8am-12pm & 1pm-4pm
Submit a One Time Payment
Members can make a one-time payment for their FULL outstanding balance. CLICK HERE
OR
Set up a Monthly Payment Plan
Set up a monthly payment plan Members can divide their monthly balance. CLICK HERE
- There are NO fees or interest charges.
- Monthly payment plans will automatically charge to your credit or debit card on the same day each month.
Additional Assistance
Vanessa Corpus
Vanessa is the Silver Access Manager she can help you with all inquires regarding the program. From program overview to payments Vanessa is here to help she can be reached at 331-716-7573 or by email at [email protected]